The ability of animals to produce endogenous heat provides a buffer against environmental changes but also incurs high energetic costs. Especially small endothermic mammals have high energy demands. Some temperate-zone species (heterotherms) regularly use torpor, which slows down their entire metabolism but also potentially delays reproduction, to compensate for this. We used a unique experimental approach to test the consequences of extended low and high ambient temperatures on the trade-off in energy allocation to body mass maintenance, thermoregulation effort and seasonal sexual maturation in temperate zone male bats. We showed that long exposure to low ambient temperature shifts energy allocation away from sexual maturation to self-maintenance and results in a delay of sperm maturation by as much as an entire month. This effect was partially buffered by higher body mass. Heavier bats were able to afford more intensive thermoregulation and consequently speed up maturation. Interestingly, bats at constant high temperatures avoided deep torpor and matured faster than those at low temperatures, but sperm production was also slower than under natural conditions. Our results show that not only low, but also constant high ambient temperatures are detrimental during seasonal sexual maturation and the trade-off between investing into self-maintenance and fitness is a finely tuned compromise.